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VAUXPAY

Integrated Payment, Escrow & Financial Infrastructure

The financial engine powering social commerce

VAUXPAY is live and operational as the integrated payment, escrow, and financial infrastructure powering every transaction on Voqel — Vauxmart's flagship social commerce platform. It handles multi-currency processing, automated merchant settlement, AI-powered fraud detection, and buyer-seller escrow, forming the complete financial backbone of Voqel's commerce operations. VAUXPAY is now being scaled into a standalone fintech platform that will power payments across the wider Vauxmart ecosystem and serve as a full-featured financial services product in its own right.

Multi-currency Processing

Accept and settle payments across major African currencies and global equivalents, with real-time FX conversion.

Automated Settlement

Merchants receive predictable payouts on a defined schedule, with full transparency, audit trails, and zero manual intervention.

Fraud Detection

AI-powered transaction monitoring identifies and neutralises fraudulent activity in real time before it impacts merchants or buyers.

Escrow Services

Funds are held securely until delivery is confirmed — protecting both sides of every transaction, every time.

Payment Analytics

Detailed transaction reports, revenue trends, and payout histories in one place, always current.

Payment Rails

Integrated with major providers across Africa and globally, delivering maximum coverage and redundancy.

Built With:Node.jsPostgreSQLStripeFlutterwaveKafkaRedisKubernetes

The payment engine is running.

VAUXPAY is live inside Voqel — processing payments, managing escrow, and settling merchants at scale. It is being expanded into a standalone fintech platform for the broader Vauxmart ecosystem.